소형 운용사 컴플라이언스 자동화
IFA·소규모 운용사 리밸런싱 자동화 SaaS
고객 포트폴리오 리포팅·커뮤니케이션 도구
With the easing of entry barriers to discretionary investment management, small IFAs (Independent Financial Advisors) are proliferating, but during client onboarding, KYC document collection, suitability assessment, and investment propensity classification are done manually via Excel and email, taking over 40 minutes per client. During regulatory audits, suitability evidence documents are scattered, requiring additional time for explanation.
When clients enter KYC information directly via a mobile link, investment propensity classification and suitability assessment results are automatically generated and archived as PDF reports. The IFA dashboard allows tracking of each client's onboarding status at a glance, and audit evidence is automatically stored.
| N Novelty | 1-5 | How uncommon the service is in market context. |
| U Urgency | 1-5 | How urgently users need this problem solved now. |
| M Market | 1-5 | Market size and growth potential from proxy indicators. |
| R Realizability | 1-5 | Buildability for a small team with realistic constraints. |
| V Validation | 1-5 | Validation signal quality from competition and demand data. |
| Tech Complexity | / 40 | Difficulty of core implementation stack. |
| Data Availability | / 25 | Practical availability and cost of required data. |
| MVP Timeline | / 20 | Expected time to ship a usable MVP. |
| API Bonus | / 15 | Bonus for viable public API leverage. |
| Competition | / 20 | Signal quality from competitor landscape. |
| Market Demand | / 20 | Demand proxies from search and mention patterns. |
| Timing | / 20 | Fit with current shifts in tech, behavior, and regulation. |
| Revenue Signals | / 15 | Reference evidence for monetization viability. |
| Pick-Axe Fit | / 15 | How well the concept serves participants in a trend. |
| Solo Buildability | / 10 | Practicality for lean-team implementation. |