Bill Impact Wallet Calculator

3.40

Derivation Chain

Step 1 Seo Myeong-ok ethics committee complaint

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Step 2 National Assembly legislative activity

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Step 3 How proposed bills would change my taxes, welfare, and contributions if passed

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Step 4 Specific financial impact simulation

Problem

A 55-year-old Self-employed person has no way to calculate how much their taxes, insurance premiums, and pension contributions would actually change if pending tax reform bills, health insurance premium restructuring proposals, or National Pension reform bills currently under debate in the National Assembly were passed. News reports only cite 'average impact,' and the National Tax Service and health insurance simulators only work with current law. As a result, people cannot determine which bills are advantageous or disadvantageous to them and remain passive bystanders.

Solution

Enter your income bracket, occupation type, Real Estate holdings, and family composition, and the service simulates how much your annual financial burden would change if key pending tax and social insurance bills in the National Assembly are passed. It provides a pros/cons summary for each bill along with links to submit your opinion (e.g., through the National Petition portal).

Target: Ages 50-60, Self-employed individuals who pay comprehensive income tax or pre-retirees with financial income, taxpayers who are sensitive to tax law changes but lack the ability to calculate impacts themselves

Revenue Model: Free: impact simulation for top 3 bills. Paid: all pending bills + custom alerts + detailed Report PDF at 5,900 KRW/month (~$4.50/month)

Ecosystem Role: Consumer

MVP Estimate: 1_month

NUMR-V Scores

N Novelty

4.0/5

U Urgency

4.0/5

M Market

4.0/5

R Realizability

2.0/5

V Validation

4.0/5

NUMR-V Scoring System

N Novelty	1-5	How uncommon the service is in market context.
U Urgency	1-5	How urgently users need this problem solved now.
M Market	1-5	Market size and growth potential from proxy indicators.
R Realizability	1-5	Buildability for a small team with realistic constraints.
V Validation	1-5	Validation signal quality from competition and demand data.

SaaS N=.15 U=.20 M=.15 R=.30 V=.20 Senior N=.25 U=.25 M=.05 R=.30 V=.15

Feasibility (50%)

Tech Complexity

19.3/40

Data Availability

19.2/25

MVP Timeline

12.0/20

API Bonus

0.0/15

Feasibility Breakdown

Tech Complexity	/ 40	Difficulty of core implementation stack.
Data Availability	/ 25	Practical availability and cost of required data.
MVP Timeline	/ 20	Expected time to ship a usable MVP.
API Bonus	/ 15	Bonus for viable public API leverage.

Market Validation (56/100)

Competition

8.0/20

Market Demand

6.2/20

Timing

16.0/20

Revenue Signals

10.5/15

Pick-Axe Fit

10.5/15

Solo Buildability

5.0/10

Validation Breakdown

Competition	/ 20	Signal quality from competitor landscape.
Market Demand	/ 20	Demand proxies from search and mention patterns.
Timing	/ 20	Fit with current shifts in tech, behavior, and regulation.
Revenue Signals	/ 15	Reference evidence for monetization viability.
Pick-Axe Fit	/ 15	How well the concept serves participants in a trend.
Solo Buildability	/ 10	Practicality for lean-team implementation.

Technical Requirements

Backend [high] Frontend [medium] Data Pipeline [medium]

Dashboard